Below is a link to the HUD website that address’s the new standard Good Faith Estimate and other changes to RESPA that are going to change the way loan officers take loan applications and disclose loan terms to their clients…http://www.hud.gov/offices/hsg/ramh/res/respa_hm.cfm
HUD is requiring that loan originators provide borrowers with a standard Good Faith Estimate that clearly discloses key loan terms and closing costs and that closing agents provide borrowers with a new HUD-1 settlement statement. New RESPA regulations were published November 17, 2008 and are scheduled to take full effect on January 1, 2010. The "New RESPA Rule FAQs" were comprised from industry questions and are posted to facilitate implementation of these new requirements. This is designed to clearly communicate loan terms and costs to clients.
Standard Good Faith Estimate : http://www.hud.gov/offices/hsg/ramh/res/gfestimate.pdf
This is designed to clearly communicate loan terms and costs to clients… I guess time will tell if it works J
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